Xactus incident

Experian Credit Pull Failures

Resolved after 11 hours 27 minutes, affecting Experian, on October 20, 2025.

identified Oct 20, 2025, 07:21 PM UTC

Although the error rates on Experian credit pulls are greatly reduced, we are still seeing a steady but elevated rate of failure. We will continue to engage with Experian support for status updates.

Started
Oct 20, 2025, 03:04 PM UTC
Resolved
Oct 21, 2025, 02:32 AM UTC
Duration
11h 27m
Detected by Pingoru
Oct 20, 2025, 03:04 PM UTC

Affected components

Experian

Update timeline

  1. identified Oct 20, 2025, 03:04 PM UTC

    We are observing elevated rates of credit pull failures related to Experian. We have reached out to Experian support and they acknowledged ongoing technical difficulties.

  2. identified Oct 20, 2025, 06:01 PM UTC

    We are continuing to see elevated error rates with credit pulls from Experian. We will continue to monitor the situation.

  3. monitoring Oct 20, 2025, 06:54 PM UTC

    Error rates for credit pulls from Experian have returned to normal levels. We will continue to monitor for stability.

  4. identified Oct 20, 2025, 07:21 PM UTC

    Although the error rates on Experian credit pulls are greatly reduced, we are still seeing a steady but elevated rate of failure. We will continue to engage with Experian support for status updates.

  5. resolved Oct 21, 2025, 02:32 AM UTC

    This incident has been resolved.

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