Plaid incident

User API degradation

Resolved after 19 hours 27 minutes, affecting API - Production and API - Sandbox, on October 20, 2025.

monitoring Oct 21, 2025, 01:44 AM UTC

We’ve identified and resolved the root cause of the issue. New CRA user creation calls are now recovering. We’re continuing to work on a fix to allow previously failed requests to be retried.

Started
Oct 20, 2025, 09:50 PM UTC
Resolved
Oct 21, 2025, 05:17 PM UTC
Duration
19h 27m
Detected by Pingoru
Oct 20, 2025, 09:50 PM UTC

Affected components

API - ProductionAPI - Sandbox

Update timeline

  1. investigating Oct 20, 2025, 09:50 PM UTC

    We are currently investigating the issue.

  2. investigating Oct 20, 2025, 11:00 PM UTC

    The degradation specifically affects users created with consumer_report_user_identity field (Plaid Check users). We are still investigating the issue.

  3. monitoring Oct 21, 2025, 01:44 AM UTC

    We’ve identified and resolved the root cause of the issue. New CRA user creation calls are now recovering. We’re continuing to work on a fix to allow previously failed requests to be retried.

  4. resolved Oct 21, 2025, 05:17 PM UTC

    This incident has been resolved.

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