Is Plaid down?
Last checked 4m agoNo active incidents. All 4 components operational.
Plaid is operational right now. Last checked 4m ago; the most recent incident resolved 1d ago.
Real-time Plaid status, recent outages, and incident history: pulled directly from Plaid's official status page at status.plaid.com every 5 minutes. Pingoru tracks 4 Plaid services and has captured 16 incidents in the last 90 days (98.94% uptime). Get email, Slack, Discord, or webhook alerts the moment Plaid reports a new incident, free for 3 monitors, no credit card.
Recent outages & incidents
Past 90 days- API - Production
Timeline · 3 updates
- identified · Nov 12, 2026, 03:59 PM UTC
/signal/evaluate requests are experiencing elevated error rates. We are actively investigating and working to mitigate this issue.
- monitoring · Nov 12, 2026, 04:10 PM UTC
We have mitigated the cause of /signal/evaluate requests elevated error rates. We are actively monitoring the mitigation to prevent any regression.
- resolved · Nov 12, 2026, 04:39 PM UTC
We have mitigated the root cause of the /signal/evaluate failures and ensured we will not regress.
Latest: We have mitigated the root cause of the /signal/evaluate failures and ensured we will not regress.
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- API - Production
Timeline · 2 updates
- identified · Nov 04, 2026, 04:41 PM UTC
Transfer RTP requests are temporarily disabled for some customers. Transfer will resume full RTP activity in a couple of hours. Other payment rail types are fully functional.
- resolved · Nov 04, 2026, 05:50 PM UTC
This incident has been resolved.
Latest: This incident has been resolved.
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- API - ProductionDashboard
Timeline · 2 updates
- investigating · Oct 26, 2026, 02:04 AM UTC
Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.
- resolved · Oct 26, 2026, 02:29 PM UTC
This incident has been resolved.
Latest: This incident has been resolved.
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- API - ProductionDashboard
Timeline · 2 updates
- investigating · Oct 22, 2026, 03:34 AM UTC
Chase is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Chase has resolved the issue.
- resolved · Oct 22, 2026, 03:52 AM UTC
This incident has been resolved.
Latest: This incident has been resolved.
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- API - ProductionDashboard
Timeline · 2 updates
- investigating · Oct 21, 2026, 03:18 AM UTC
Chase is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Chase has resolved the issue.
- resolved · Oct 21, 2026, 04:37 AM UTC
This incident has been resolved.
Latest: This incident has been resolved.
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See the full Plaid outage history
11 more incidents in the last 90 days, plus the full multi-year archive of per-service events and update timelines.
Browse Plaid outage history →Or sign up free to get alerts when Plaid breaks · 3 free monitors · No credit card
Incident record
Since April 2026 · incident.io · 4 components checked every 5 minutesThe longest incident in the last year, Delayed Capital One Transactions Updates on August 5, 2026, ran for 6 days. 18 maintenance windows announced in the same period.
How Plaid compares
Plaid reported more incidents in the last 12 months than 276 of the 284 other Finance services Pingoru tracks. The typical one reported 3. Its incidents typically last 6 hours; across Finance services the typical figure is 6 hours. Counts come from each vendor's own status page, so a vendor that reports openly can show more incidents than one that does not.
How quickly Plaid posts incidents
Plaid posts incidents promptly: 95% of the 19 Pingoru saw in the last 12 months appeared on its status page within 15 minutes of the start time Plaid gave them. Pingoru checks every 5 minutes, so a gap can read up to 5 minutes longer than the vendor's own delay.
Most affected components, last 12 months
- API - Production11
- Dashboard5
Latest incidents
- Elevated /signal/evaluate errors
/signal/evaluate requests are experiencing elevated error rates. We are actively investigating and working to mitigate this issue.
- Transfer RTP Requests are Temporarily Disabled for Some Customers
Transfer RTP requests are temporarily disabled for some customers. Transfer will resume full RTP activity in a couple of hours. Other payment rail types are…
- Service Disruption Impacting Wells Fargo connections
Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide…
- Elevated /signal/evaluate errors ResolvedStarted Nov 12, 2026, 03:59 PM UTC · Resolved Nov 12, 2026, 04:39 PM UTC · 39m
- Started Nov 04, 2026, 04:41 PM UTC · Resolved Nov 04, 2026, 05:50 PM UTC · 1h 8m
- Started Oct 26, 2026, 02:04 AM UTC · Resolved Oct 26, 2026, 02:29 PM UTC · 12h 24m
- Started Oct 22, 2026, 03:34 AM UTC · Resolved Oct 22, 2026, 03:52 AM UTC · 17m
- Started Oct 21, 2026, 03:18 AM UTC · Resolved Oct 21, 2026, 04:37 AM UTC · 1h 19m
- Link performance degradation ResolvedStarted Oct 15, 2026, 02:39 PM UTC · Resolved Oct 15, 2026, 02:47 PM UTC · 8m
- Elevated API errors ResolvedStarted Oct 14, 2026, 09:10 PM UTC · Resolved Oct 14, 2026, 09:59 PM UTC · 49m
- Delayed Transactions Update Webhooks ResolvedStarted Oct 13, 2026, 07:40 AM UTC · Resolved Oct 13, 2026, 08:50 AM UTC · 1h 10m