Is Plaid down?

Last checked 4m ago
Current status
Plaid is up

No active incidents. All 4 components operational.

  • Official status page: status.plaid.com
  • Checked every 5 minutes
  • 4 components tracked

Plaid is operational right now. Last checked 4m ago; the most recent incident resolved 1d ago.

Real-time Plaid status, recent outages, and incident history: pulled directly from Plaid's official status page at status.plaid.com every 5 minutes. Pingoru tracks 4 Plaid services and has captured 16 incidents in the last 90 days (98.94% uptime). Get email, Slack, Discord, or webhook alerts the moment Plaid reports a new incident, free for 3 monitors, no credit card.

Users who monitor Plaid also follow these Finance services: Affirm QuickBooks PayRange Avalara Xero Zuora Bill.com Xero Developer Platform Recharge Monzo View all 8,000+ providers
Plaid uptime 98.94% uptime · past 90 days
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Recent outages & incidents

Past 90 days
  1. Resolved 39m
    Started Nov 12, 2026, 03:59 PM UTC · Resolved Nov 12, 2026, 04:39 PM UTC
    API - Production
    Timeline · 3 updates
    • identified · Nov 12, 2026, 03:59 PM UTC

      /signal/evaluate requests are experiencing elevated error rates. We are actively investigating and working to mitigate this issue.

    • monitoring · Nov 12, 2026, 04:10 PM UTC

      We have mitigated the cause of /signal/evaluate requests elevated error rates. We are actively monitoring the mitigation to prevent any regression.

    • resolved · Nov 12, 2026, 04:39 PM UTC

      We have mitigated the root cause of the /signal/evaluate failures and ensured we will not regress.

    Latest: We have mitigated the root cause of the /signal/evaluate failures and ensured we will not regress.

  2. Resolved 1h 8m
    Started Nov 04, 2026, 04:41 PM UTC · Resolved Nov 04, 2026, 05:50 PM UTC
    API - Production
    Timeline · 2 updates
    • identified · Nov 04, 2026, 04:41 PM UTC

      Transfer RTP requests are temporarily disabled for some customers. Transfer will resume full RTP activity in a couple of hours. Other payment rail types are fully functional.

    • resolved · Nov 04, 2026, 05:50 PM UTC

      This incident has been resolved.

    Latest: This incident has been resolved.

  3. Resolved 12h 24m
    Started Oct 26, 2026, 02:04 AM UTC · Resolved Oct 26, 2026, 02:29 PM UTC
    API - ProductionDashboard
    Timeline · 2 updates
    • investigating · Oct 26, 2026, 02:04 AM UTC

      Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Wells Fargo has resolved the issue.

    • resolved · Oct 26, 2026, 02:29 PM UTC

      This incident has been resolved.

    Latest: This incident has been resolved.

  4. Resolved 17m
    Started Oct 22, 2026, 03:34 AM UTC · Resolved Oct 22, 2026, 03:52 AM UTC
    API - ProductionDashboard
    Timeline · 2 updates
    • investigating · Oct 22, 2026, 03:34 AM UTC

      Chase is currently experiencing downtime impacting all channels and data recipients. Item adds through Plaid are impacted. We will provide an update when Chase has resolved the issue.

    • resolved · Oct 22, 2026, 03:52 AM UTC

      This incident has been resolved.

    Latest: This incident has been resolved.

  5. Resolved 1h 19m
    Started Oct 21, 2026, 03:18 AM UTC · Resolved Oct 21, 2026, 04:37 AM UTC
    API - ProductionDashboard
    Timeline · 2 updates
    • investigating · Oct 21, 2026, 03:18 AM UTC

      Chase is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide an update when Chase has resolved the issue.

    • resolved · Oct 21, 2026, 04:37 AM UTC

      This incident has been resolved.

    Latest: This incident has been resolved.

See the full Plaid outage history

11 more incidents in the last 90 days, plus the full multi-year archive of per-service events and update timelines.

Browse Plaid outage history →

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Incident record

Since April 2026 · incident.io · 4 components checked every 5 minutes
105incidents recorded
87last 12 months
16last 90 days
6 hourstypical duration, 12 months

The longest incident in the last year, Delayed Capital One Transactions Updates on August 5, 2026, ran for 6 days. 18 maintenance windows announced in the same period.

How Plaid compares

Plaid reported more incidents in the last 12 months than 276 of the 284 other Finance services Pingoru tracks. The typical one reported 3. Its incidents typically last 6 hours; across Finance services the typical figure is 6 hours. Counts come from each vendor's own status page, so a vendor that reports openly can show more incidents than one that does not.

How quickly Plaid posts incidents

Plaid posts incidents promptly: 95% of the 19 Pingoru saw in the last 12 months appeared on its status page within 15 minutes of the start time Plaid gave them. Pingoru checks every 5 minutes, so a gap can read up to 5 minutes longer than the vendor's own delay.

Most affected components, last 12 months

  • API - Production11
  • Dashboard5

Latest incidents

  • Elevated /signal/evaluate errors November 12, 2026 · 39 minutes · degraded service

    /signal/evaluate requests are experiencing elevated error rates. We are actively investigating and working to mitigate this issue.

  • Transfer RTP Requests are Temporarily Disabled for Some Customers November 4, 2026 · 68 minutes · major outage

    Transfer RTP requests are temporarily disabled for some customers. Transfer will resume full RTP activity in a couple of hours. Other payment rail types are…

  • Service Disruption Impacting Wells Fargo connections October 26, 2026 · 12 hours · major outage

    Wells Fargo is currently experiencing downtime impacting all channels and data recipients. Item adds and API calls through Plaid are impacted. We will provide…

Outage history

Past 90 days · 16 incidents View full outage history →