Plaid incident

Instant Payment Transfer Rails Unavailable And Delayed ACH Processing

Resolved after 19 minutes, affecting API - Production, on February 24, 2026.

investigating Feb 24, 2026, 02:54 AM UTC

Instant Payment Transfer rails are temporarily delayed. This applies to Instant Payouts (RTP and FedNow) and RfP (Request for Payments). ACH Transfers are unaffected for now. We are actively monitoring and will update this incident as it is resolved.

Started
Feb 24, 2026, 02:54 AM UTC
Resolved
Feb 24, 2026, 03:14 AM UTC
Duration
19m
Detected by Pingoru
Feb 24, 2026, 02:54 AM UTC

Affected components

API - Production

Update timeline

  1. investigating Feb 24, 2026, 02:54 AM UTC

    Instant Payment Transfer rails are temporarily delayed. This applies to Instant Payouts (RTP and FedNow) and RfP (Request for Payments). ACH Transfers are unaffected for now. We are actively monitoring and will update this incident as it is resolved.

  2. resolved Feb 24, 2026, 03:14 AM UTC

    We think the impact from the issue is over.

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