Marqeta incident

3DS Authentication Failure

Resolved after 1 hour 4 minutes, affecting 3DS, on October 14, 2026.

resolved Oct 14, 2026, 10:24 AM UTC

Marqeta engineers identified the root cause as a recent change, which has since been reverted. All 3DS authentication flows are operating normally with no further impact.

Started
Oct 14, 2026, 09:20 AM UTC
Resolved
Oct 14, 2026, 10:24 AM UTC
Duration
1h 4m
Detected by Pingoru
Oct 14, 2026, 09:20 AM UTC

Affected components

3DS

Update timeline

  1. investigating Oct 14, 2026, 09:20 AM UTC

    Marqeta engineers have identified an issue where 3DS authentication requests are missing the user token field across a subset of customer programs. While frictionless authentications are succeeding, authentications requiring a challenge may fail. We are actively investigating the root cause and will provide another update as soon as more information becomes available.

  2. resolved Oct 14, 2026, 10:24 AM UTC

    Marqeta engineers identified the root cause as a recent change, which has since been reverted. All 3DS authentication flows are operating normally with no further impact.

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